Risk Disclaimer

This Risk Disclaimer (the "Disclaimer") is issued by UNIQ LAB FZCO ("Company", "we"), a free zone company incorporated in the UAE, License No. 52386, Registration No. DSO-FZCO-50056, registered at IFZA Business Park, DDP, PO Box 342001, Dubai, UAE. It applies to all users of the UNIQUNITS mobile application, the website www.uniqunits.com and any related materials (the "Services"), and must be read together with our Terms of Service, Privacy Policy and Cookie Policy. By accessing or using the Services, you acknowledge and accept the risks set out below. If you do not agree, do not use the Services.

We are an analytical and educational information service. We provide a set of 12 indicators that process market data (including data derived from CME currency-futures contracts) and translate metrics relevant to the spot Forex market; educational materials (8 sections, 84 case studies and a 50-question test); and an electronic Certificate of completion.

We are NOT a broker, dealer, market-maker or trading venue; an investment adviser, portfolio manager, financial planner or fiduciary; a regulated financial institution under the Central Bank of the UAE, SCA, DFSA, FSRA/ADGM, MiFID II, the FCA, the SEC, CFTC, NFA or any other regulator; a payment institution, e-money issuer or custodian of client funds; or a signal provider, copy-trading service, "guru" or trade-recommendation service.

We do NOT recommend specific trades, instruments, brokers or strategies; guarantee profits, capital preservation, data accuracy or any outcome; execute, route, settle, clear or hold any positions, money or assets; or provide personalised investment advice or any "personal recommendation" within the meaning of MiFID II Art. 4(1)(4) or equivalent regulation.

All content provided in or through the Services — indicators, charts, signals, scenarios, educational text, video, audio, case studies, test answers and Certificates — is general in nature and does not constitute individual investment, financial, legal or tax advice; a personal recommendation, solicitation or offer to buy, sell or hold any financial instrument; a research report within the meaning of any specific regulation; or an inducement to engage in any particular trading activity. You are solely responsible for your decisions and should seek independent advice from a duly licensed professional in your jurisdiction before acting on any information from the Services.

Capital at risk. Trading Forex, futures, CFDs, options and other leveraged or derivative products is highly speculative and carries a high level of risk. You may lose all or substantially all of the capital you commit, and in some cases more than your initial deposit.

Leverage. Leverage amplifies both gains and losses. A small adverse market movement can wipe out your account or result in negative balances, and requires a thorough understanding of margin, stop-out levels and risk management.

Volatility, liquidity and gaps. Markets can be highly volatile. Liquidity may evaporate during news events, holidays or stress. Price gaps can prevent stop-loss orders from being executed at the requested price ("slippage").

Past performance. Past performance is not indicative of future results. Hypothetical, simulated, back-tested or historical performance has well-known limitations and may differ materially from real-time results.

Suitability. Forex and derivatives trading is not suitable for everyone. Consider your objectives, experience, financial resources and risk appetite, and seek independent advice if necessary.

Jurisdictional restrictions. Retail trading in certain instruments (in particular CFDs, binary options, high-leverage Forex) is restricted or prohibited in some jurisdictions, including the United States (for non-eligible counterparties), Belgium, Israel and parts of Asia. It is your responsibility to verify that your trading is lawful where you live or are tax-resident.

The Services do not connect you to any specific broker. You select and contract with brokers and exchanges independently. The Company does not endorse, vet, regulate or guarantee any broker, exchange, payment provider or data feed; is not responsible for execution quality, slippage, requotes, withdrawal delays, technology failures, fraud, insolvency, regulatory action or any other act or omission of a third party; is not responsible for inaccuracies or delays in third-party market data; and does not receive remuneration for routing users to brokers, except as expressly disclosed in our Affiliate / Partner Program (which does not constitute investment advice).

Indicators are tools, not predictions. The 12 indicators are mathematical and statistical tools applied to historical and current market data. They identify patterns and probabilities but do not predict the future. No indicator can eliminate trading risk.

Data accuracy and availability. Market data may be delayed, incomplete, erroneous or temporarily unavailable. The Company makes no warranty as to accuracy, timeliness or fitness for a particular purpose.

Model risk. The methodology may produce false signals or perform poorly in changed market regimes. Models can degrade over time and require ongoing user judgment.

Educational only. The educational module, case studies, test and Certificate are for educational purposes only. They do not create any professional or fiduciary qualification, do not entitle the holder to provide regulated financial services, and do not certify any particular skill, profitability or fitness.

Use of the Certificate. The Certificate must not be displayed or used in a way that suggests it is a regulatory licence, professional qualification or governmental authorisation. Any such misuse is a material breach of our Terms of Service.

The Company makes no representation, warranty or guarantee, whether express, implied or statutory, that use of the Services will produce profits, avoid losses or yield any specific result; that the Services will be uninterrupted, timely, accurate, secure or error-free; that defects will be corrected; or that testimonials, case studies or example trades shown are typical or repeatable. Individual results vary.

The Services are not directed at, and are not intended for use by, persons in any jurisdiction where the offering of analytical or educational tools related to Forex/CFDs requires a licence the Company does not hold; where access is restricted by law; or where the Company has decided to restrict access (including jurisdictions subject to comprehensive UN, EU, UK, US/OFAC or UAE sanctions). If you access the Services from such a jurisdiction, you do so on your own initiative and at your own risk, and are solely responsible for compliance with local law.

By using the Services you expressly acknowledge that you have read and understood this Disclaimer; accept all risks associated with trading and the use of analytical content; agree to make all trading decisions independently and at your own risk; waive any claim against the Company for any loss or damage arising from your reliance on or use of the Services, to the maximum extent permitted by law; and confirm that you are not relying on any statement, projection or forward-looking information contained in the Services.

This Disclaimer is to be read together with the limitation-of-liability provisions in our Terms of Service, which are incorporated by reference. Without limiting those provisions, the Company shall not be liable for any direct, indirect, incidental, special, punitive or consequential losses, including loss of profits, revenue, data, opportunity or goodwill, arising from your use of the Services or any trading activity, to the maximum extent permitted by law. Nothing excludes liability that cannot be excluded by mandatory law (including fraud, gross negligence or wilful misconduct).

We may update this Disclaimer from time to time. Material changes will be notified at least 14 calendar days in advance via the Application or by email. The current version is always available within the Application and on the Website. Continued use after the effective date constitutes acceptance.

UNIQ LAB FZCO, IFZA Business Park, DDP, PO Box 342001, Dubai, United Arab Emirates.
License No. 52386 | Registration No. DSO-FZCO-50056.
Email: info@uniqunits.com.
Website: www.uniqunits.com.