Terms of service

Parties. These Terms of Service (the "Terms") form a legally binding agreement between UNIQ LAB FZCO (the "Company", "we", "us", "our"), a free zone company incorporated under the laws of the UAE, registered at IFZA Business Park, DDP, PO Box 342001, Dubai, License No. 52386, Registration No. DSO-FZCO-50056; and the user — any natural person (or legal entity, where applicable) accessing or using the UNIQUNITS mobile application, website or related services (the "User", "you").

Subject. These Terms govern access to and use of the UNIQUNITS mobile application (the "Application"), the website www.uniqunits.com (the "Website") and any related Services, including the analytical engine, educational module, testing system, certification and account management.

Acceptance. By downloading, installing, registering, accessing or otherwise using the Application, you confirm that you have read, understood and agree to be bound by these Terms, our Privacy Policy, Cookie Policy and Risk Disclaimer, which are incorporated by reference. If you do not agree, you must not use the Services.

Eligibility. You confirm that you are at least 18 years old with full legal capacity; are not resident in or a national of any comprehensively sanctioned jurisdiction (UN, EU, UK, US/OFAC, UAE); are not on any restricted-persons or sanctions list; and will use the Services lawfully and in compliance with applicable financial-promotion, consumer-protection and tax laws.

Geographic restrictions. The Services may be unavailable or restricted where local law prohibits offering analytical or educational tools related to financial markets without authorisation. The Company may block or refuse access at its discretion. It is your responsibility to ensure your use is lawful in your jurisdiction.

Analytical tool. UNIQUNITS provides analytical tools for the Forex market. The analytical engine processes data from currency futures traded on the Chicago Mercantile Exchange (CME) and translates selected metrics to spot Forex pairs. The toolkit comprises 12 indicators addressing trading volume, volatility, liquidity and price-pattern recognition.

Use of the tool. The indicators support a structured analytical approach. All trading and investment decisions are made and executed by the User personally, on third-party broker platforms, at the User's sole risk. Nothing in the Application instructs, recommends or guarantees any trading outcome.

No trade execution and no brokerage. The Application is purely informational, analytical and educational. The Company is not a broker, dealer, investment adviser, asset manager, financial intermediary, payment institution, e-money issuer, trading venue, exchange or regulated financial entity. It does not open, modify or close positions; access, manage or hold brokerage or bank accounts; execute, settle or clear trades; or transmit client orders.

Educational module and certification. The Application includes an educational module of 8 sections and a final test of 50 questions. On a pass mark (more than 50% correct), the User may receive an electronic Certificate of completion.

Status of the Certificate. The Certificate is informational and educational only: it is not a financial-services licence or governmental authorisation; confers no professional, regulatory or fiduciary status; does not certify trading skill, profitability or fitness to advise; and must not be presented as a regulatory or professional qualification.

Registration. You must provide accurate, current and complete information and keep it up to date. False, incomplete or misleading information is grounds for immediate termination.

Account security. You are solely responsible for maintaining the confidentiality of your credentials, all activity under your account, and promptly notifying us of any suspected unauthorized use or security breach.

One-account rule. You may not maintain more than one active account. Multi-account, fake-account or shared-account use is prohibited unless we have given prior written authorisation.

Suspension and termination. The Company may, at its discretion and without prior notice, suspend, restrict or terminate your account where you breach these Terms or law; engage in fraudulent, abusive, exploitative, reverse-engineering or scraping activity; create reputational, legal or regulatory risk; or fail KYC/AML verification (Partners).

Subscription. Full functionality is available on a monthly paid subscription. Pricing is published in the Application and/or on the Website.

Trial period. New Users may be offered a free 7-day trial. Specific Trial conditions are displayed at activation and may vary by jurisdiction or campaign.

No automatic renewal. The Subscription does not renew automatically. Access ends at the close of the paid period unless you actively purchase a new period. We do not store or charge payment instruments outside an active Subscription period unless expressly agreed.

Pricing changes. We may change prices and commercial terms at any time. New prices apply only to periods purchased after the change. Already-paid periods are unaffected.

Refunds. Except where required by mandatory consumer-protection law (in the EU, the right of withdrawal under Directive 2011/83/EU; in the UK, the Consumer Contracts Regulations 2013), all amounts paid for the current period are non-refundable. By starting to use the digital content during a paid period, you expressly request immediate performance and acknowledge the loss of any statutory withdrawal right where applicable. For refund requests based on a technical failure rendering the Application materially unusable, write to info@uniqunits.com.

Termination of Subscription. You may stop at any time by not purchasing a new period. Stopping use, uninstalling or deleting the account does not entitle you to a refund for an already-paid period.

Taxes. All fees are exclusive of VAT, sales tax, GST or other indirect taxes, added where required by law. You are responsible for any taxes due in your jurisdiction other than those collected by the Company.

Payments via app stores. Where you purchase via Apple App Store or Google Play, the relevant store's terms also apply, including its refund and cancellation rules. The Company does not receive payment-card data in such cases.

No investment advice. The Application and all its materials — analytical indicators, educational content, test results, certificates, and any other data or communications — are provided for informational and educational purposes only. Nothing in the Services constitutes individual investment, financial, legal or tax advice; a recommendation, solicitation, offer or invitation to buy, sell or hold any financial instrument; a personal recommendation under MiFID II, the UK FCA Handbook or any equivalent regulation; or a guarantee of profit, capital preservation, data accuracy or any specific outcome.

High-risk products. Trading Forex, CFDs, futures, options and other leveraged or derivative products carries a high level of risk and is unsuitable for many investors. Leverage can magnify losses well beyond the initial deposit. Past performance is not indicative of future results.

Sole responsibility. All trading decisions are made by you, independently, and executed via third-party broker platforms. The Company is not responsible for any decisions, trades, executions, broker performance, slippage, technology failures, market-data errors or any losses arising from your use of the tools or content.

Separate Risk Disclaimer. A more detailed Risk Disclaimer is published on the Website and within the Application and is incorporated by reference.

Ownership. All right, title and interest in the Services — software, source and object code, algorithms, methodologies, indicators, configurations, databases, design, UI/UX, branding, trademarks, copyrights, educational content and certification logic — are owned by UNIQ LAB FZCO or its licensors and protected by UAE and international IP laws.

Limited licence. We grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to install and use the Application solely for personal, non-commercial purposes during a valid Subscription or Trial.

Restrictions. You shall not copy, reproduce, modify, translate, distribute, publish, transmit, sell, rent, lease, sublicense or commercially exploit any part of the Services; create derivative works; decompile, reverse engineer or attempt to derive source code or trade secrets (except as permitted by mandatory law); circumvent technical protection measures; remove proprietary notices; use the Services or outputs to develop a competing product or train a machine-learning model; or use any automated tool, bot, scraper or AI agent without our prior written consent.

User feedback. If you submit suggestions or feedback, you grant the Company a perpetual, worldwide, royalty-free, irrevocable licence to use them for any purpose, without compensation or attribution.

Permitted use. The Services may be used only for your personal market analysis, learning and certification.

Prohibited conduct. You shall not breach any law, regulation, sanctions regime or third-party right; use the Services for money laundering, terrorist financing, tax evasion, market manipulation or any unlawful purpose; attempt unauthorized access to our systems, accounts or data; introduce malware; use bots, scripts or scrapers; republish, resell or redistribute analytical outputs or educational content; represent yourself as employed, certified or affiliated with the Company without written authorisation; impersonate another person or misrepresent your identity, age or jurisdiction; or act in any way that could overload, disrupt or compromise the Services.

Personal data is processed in accordance with our Privacy Policy and Cookie Policy, which form an integral part of these Terms. By using the Services you confirm that you have read those documents.

The Company complies with applicable anti-money-laundering, counter-terrorist-financing and sanctions laws, including UAE Federal Decree-Law No. 20 of 2018, UAE sanctions regulations and international regimes (UN, EU, UK, US/OFAC). We may screen Users and Partners against sanctions and adverse-media databases; request KYC documents from Partners and, where reasonably required, from Users; suspend or terminate access where compliance risk arises; and report suspicious activity to competent authorities. By using the Services you represent that you are not subject to sanctions, are not acting on behalf of a sanctioned person, and will not use the Services to evade sanctions.

"As is" / "As available". The Services are provided "as is" and "as available". To the maximum extent permitted by law, the Company disclaims all warranties, whether express, implied or statutory, including merchantability, fitness for a particular purpose, accuracy, completeness, reliability, availability, non-infringement, freedom from defects or errors, and uninterrupted or secure operation.

Third-party content and platforms. The Company is not responsible for the acts or omissions of brokers, exchanges, payment processors, app stores, telecommunications providers or any other third party, nor for the accuracy of third-party data feeds or market data.

Excluded categories. To the maximum extent permitted by law, the Company and its affiliates, directors, officers, employees and agents shall not be liable for any indirect, incidental, special, exemplary, punitive or consequential damages; loss of profits, revenue, business, goodwill, opportunity, data or anticipated savings; losses from your trading decisions, broker performance or third-party services; or losses from interruptions, delays, errors, viruses, hacking or force majeure.

Liability cap. The Company's total aggregate liability shall not exceed the greater of (i) the amounts you actually paid for the Subscription in the three months before the event giving rise to the claim, or (ii) USD 100.

Non-excludable rights. Nothing excludes liability that cannot be excluded under applicable law (including fraud, gross negligence, wilful misconduct, death or personal injury caused by negligence, or non-excludable consumer rights).

Class-action waiver. To the maximum extent permitted by law, you agree to bring any claim on an individual basis only, not as part of any class or representative proceeding.

You shall indemnify, defend and hold harmless the Company and its affiliates, directors, officers, employees and agents from all claims, demands, losses, liabilities, fines, penalties, costs and expenses (including reasonable legal fees) arising out of your breach of these Terms; your violation of any law or third-party right; your use of the analytical tools or your trading activity on third-party platforms; or your fraudulent, misleading or unlawful conduct.

Availability. We aim to keep the Services available but do not guarantee uninterrupted or error-free operation. Maintenance, updates and unforeseen events may cause downtime.

Changes to functionality. We may modify, add or remove features at our discretion and, where reasonably possible, will notify Users in advance.

Discontinuation. We may discontinue all or part of the Services. Users with an unexpired paid period may, at our discretion or where required by law, receive a pro-rated refund of the unused portion.

We may amend these Terms at any time. Material changes will be notified via the Application and/or by email at least 14 calendar days before the effective date. Continued use after the effective date constitutes acceptance. If you do not agree, you must stop using the Services and may delete your account.

By the User. You may terminate at any time by ceasing use and deleting your account. Account deletion is irreversible and results in loss of access to data, training history, test results and Certificates.

By the Company. We may terminate immediately, without compensation, where you materially breach these Terms, violate law, engage in fraud or abuse, fail KYC, or where required by regulators or law-enforcement.

Survival. Provisions on intellectual property, confidentiality, disclaimers, limitation of liability, indemnity, governing law, dispute resolution, taxes, AML and any clauses that by their nature should survive shall survive termination.

Apple App Store. These Terms are between you and the Company only, not Apple Inc. Apple has no obligation to provide maintenance or support, and is not responsible for product warranties, non-conformity claims or third-party IP claims. Apple and its subsidiaries are third-party beneficiaries and may enforce these Terms against you. You confirm you are not located in a US-embargoed country or on any US prohibited-parties list.

Google Play. Where installed via Google Play, Google Play's then-current terms and Developer Distribution Agreement also apply between you and Google.

Governing law. These Terms are governed by the laws of the UAE (and, where applicable, the federal laws of the UAE and the laws of the Emirate of Dubai), without regard to conflict-of-laws rules.

Pre-arbitration negotiation. Before arbitration, the parties shall attempt to resolve the dispute amicably. The User shall send a written notice of claim to info@uniqunits.com. If not resolved within 30 days, either party may proceed to arbitration.

Arbitration. Any dispute shall be finally resolved by arbitration administered by the Dubai International Arbitration Centre (DIAC) under its Rules. The tribunal shall consist of one arbitrator, the seat shall be Dubai, UAE, and the language shall be English.

Consumer rights. Where you are a consumer and mandatory local law grants you the right to bring proceedings before local courts and to non-derogable consumer protection, those rights are preserved and prevail to the extent of any conflict.

International users. The Services are available worldwide. You are responsible for compliance with your local laws, including foreign-exchange controls, tax, financial-services and consumer-protection rules.

Entire agreement. These Terms, the Privacy Policy, Cookie Policy, Risk Disclaimer and any in-product notices constitute the entire agreement and supersede all prior agreements on the subject matter.

Severability. If any provision is held invalid, it shall be replaced by a valid provision reflecting the original intent; the remaining provisions remain in force.

No waiver. Failure or delay to enforce any right is not a waiver.

Assignment. You may not assign your rights or obligations without our prior written consent. We may assign these Terms in connection with a corporate transaction, with notice where required.

Force majeure. The Company is not liable for any failure or delay caused by events beyond its reasonable control, including natural disasters, pandemics, war, terrorism, civil disturbance, governmental action, sanctions, internet or telecommunications failures, cyber-attacks or supplier failures.

Language. These Terms are concluded in English; any translation is for convenience only and the English version prevails.

Notices. Notices to the Company shall be sent to info@uniqunits.com. Notices to the User may be sent to the account email or via in-app messaging.

UNIQ LAB FZCO, IFZA Business Park, DDP, PO Box 342001, Dubai, United Arab Emirates.
License No. 52386 | Registration No. DSO-FZCO-50056.
Email: info@uniqunits.com.
Website: www.uniqunits.com.

By continuing to use the UNIQUNITS Application, you confirm that you have read, understood and agree to be bound by these Terms of Service.