1. Acceptance of Terms
These Terms and Conditions (the “Agreement”) constitute a binding legal agreement between you (“You”, “yours” or the “User”) and Uniq Lab – FZCO, a company incorporated in Dubai Silicon Oasis, Dubai, United Arab Emirates, with its registered office at Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, UAE (the “Company”, “we”, «us”, and “our” ).
This website, https://uniqunits.com (the “Site,” including all subdomains), together with the digital platform operated by the Company (the “Digital Platform”), is owned and operated by the Company. The Digital Platform delivers a suite of services, content, and tools (collectively, the “Services”). Certain features of the Digital Platform or Services may be subject to additional rules or terms, which are incorporated into this Agreement by reference.
PLEASE READ THESE TERMS CAREFULLY. THESE TERMS CONSTITUTE A BINDING LEGAL AGREEMENT BETWEEN YOU AND UNIQ LAB – FZCO. BY ACCESSING OR USING THIS SITE, THE DIGITAL PLATFORM, OR THE RELATED SERVICES, YOU UNCONDITIONALLY AGREE TO BE BOUND BY THESE TERMS, INCLUDING ALL DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS OF LIABILITY HEREIN, AND YOU REPRESENT AND WARRANT THAT YOU HAVE FULL LEGAL AUTHORITY AND CAPACITY TO USE THE SERVICES. YOU MAY NOT ACCESS OR USE THIS SITE OR THE SERVICES IF YOU DO NOT AGREE TO ANY PART OF THESE TERMS.
Scope of Services:
The Company provides access to a Digital Platform which integrates, among other things:
• educational and training resources;
• trader qualifications and assessment programs;
• consulting and advisory support (excluding financial advice or asset management);
• software applications, tools, and dashboards;
• community and networking functions.
The Services may include access to digital content, online platforms, communities, tools, dashboards, and communications necessary to deliver the offerings described on the Site.
Important Notice:
The Company provides the Services strictly for educational, training, informational, qualification and assessment purposes. None of the Services constitute investment services, brokerage, portfolio management, or financial advice under UAE law or under the laws of any other jurisdiction.
Dispute Resolution and Remedies:
These Terms limit the remedies available in the event of a dispute. To the fullest extent permitted by law, you agree that all disputes arising out of or in connection with this Agreement shall be resolved through binding arbitration or equivalent dispute resolution proceedings, and not through any class action, collective, or representative lawsuit. You agree to pursue claims solely on an individual basis.
2. Regulatory Status
2.1 Company Registration and Jurisdiction
Uniq Lab – FZCO is a private company incorporated in Dubai Silicon Oasis, Dubai, United Arab Emirates, with its registered office at Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, UAE. The Company operates under the laws of the United Arab Emirates.
2.2 Regulatory Position
• The Company is not regulated by the Securities and Commodities Authority (SCA) of the UAE, nor by the Dubai Financial Services Authority (DFSA), as it does not operate within the Dubai International Financial Centre (DIFC).
• The Digital Platform and Services provided by the Company do not constitute financial or investment services under UAE law or under the laws of any other jurisdiction in which the Services may be accessed.
• The Company does not engage in brokerage activities, portfolio management, execution of trades, custody of client funds, or the provision of personalized investment advice.
2.3 Nature of the Digital Platform
The Digital Platform is designed and offered exclusively for:
• educational and training purposes;
• trader qualification and performance assessment;
• access to community and networking features;
• provision of software tools, dashboards, and related digital content;
• consulting and advisory services related to trading education and performance development (excluding financial advice, investment solicitation, or capital raising).
2.4 Important Limitation
• Any access to third-party brokers, proprietary trading firms, or funding providers facilitated through the Digital Platform are for educational, qualification and assessment purposes only.
• The Company does not itself provide funding, execute transactions, or manage investments on behalf of Users.
• Users acknowledge and agree that all trading decisions and financial outcomes remain their sole responsibility.
3. User Eligibility & Account Registration
3.1 Eligibility Requirements
• You must be at least eighteen (18) years of age to access or use the Digital Platform and Services. By using the Digital Platform, you represent and warrant that you meet this requirement.
• You must have full legal authority and capacity under the laws of your jurisdiction to enter into and comply with this Agreement.
• Access to the Digital Platform may be restricted in certain jurisdictions where the Services are not permitted. It is your responsibility to ensure that use of the Services is lawful in your country of residence.
3.2 Account Creation
• In order to access certain features of the Digital Platform, you may be required to register for a user account (“Account”).
• You agree to provide accurate, complete, and current information during the registration process and to update such information as necessary to keep it accurate and complete.
• You are prohibited from creating an account using false information or impersonating another person or entity.
3.3 Account Security
• You are solely responsible for maintaining the confidentiality of your Account credentials (username, password, or other access details).
• You accept full responsibility for all activities that occur under your Account, whether or not authorized by you.
• You agree to notify the Company immediately of any unauthorized access, use, or security breach involving your Account.
3.4 Account Use Restrictions
• You may not sell, transfer, or assign your Account to any other person or entity without the Company’s prior written consent.
• Multiple users may not share a single Account unless explicitly authorized by the Company.
• The Company reserves the right to suspend or terminate Accounts that it reasonably suspects are used in violation of these Terms or applicable laws.
3.5 Company’s Rights
• The Company reserves the right to refuse registration, suspend, or terminate your Account at its sole discretion, with or without notice, including for violation of this Agreement, fraudulent activity, or misuse of the Digital Platform.
• In the event of termination, you remain responsible for all obligations and liabilities incurred prior to the date of termination.
4. Fees, Payments & Refunds
4.1 Fees and Pricing
• Fees for access to the Digital Platform, educational programs, software tools, consulting services, community features (“Fees”), trader qualifications and assessments will be displayed on the Site or communicated at the point of purchase.
• The Company reserves the right to modify Fees at any time. Changes will not affect purchases already completed prior to the effective date of the change.
4.2 Payment Terms
• All Fees must be paid in full upfront through the approved payment methods made available by the Company.
• By submitting payment information, you represent and warrant that you are authorized to use the designated payment method and authorize us (or our third-party payment processors) to charge your payment method for the full amount of the Fees.
• If payment cannot be processed, the Company may suspend or terminate your access to the Digital Platform and Services until payment is received in full.
4.3 Currency and Taxes
• Fees are generally quoted and payable in U.S. dollars (USD) unless otherwise specified.
• You are responsible for any applicable taxes, levies, or duties imposed by taxing authorities, excluding taxes based on the Company’s net income.
4.4 Refund Policy
• Unless explicitly stated otherwise for a specific Service, all Fees are non-refundable.
• Certain Services may include their own refund or cancellation policies, which will be clearly disclosed at the time of purchase. In such cases, the specific Service-level refund policy shall prevail.
• Refund requests (where applicable) must be submitted in writing to the Company’s designated support channel.
4.5 Third-Party Payment Processors
• Payments may be processed by third-party providers. By using such providers, you agree to comply with their terms and conditions.
• The Company is not responsible for errors, delays, or issues caused by third-party payment processors.
4.6 Failure to Pay
• If you fail to pay any Fees when due, the Company may, without limiting any other rights or remedies, suspend or terminate your access to the Digital Platform until payment is received.
• Interest may accrue on overdue amounts at the maximum rate permitted by applicable law.
5. User Conduct & Prohibited Activities
5.1 General Conduct
By accessing or using the Digital Platform, you agree to conduct yourself in a professional, lawful, and respectful manner. You further agree not to engage in any activity that could harm the integrity, functionality, or reputation of the Company, the Digital Platform, or other Users.
5.2 Prohibited Activities
Without limiting the generality of the above, you specifically agree not to:
• Unlawful Use: Use the Digital Platform or Services for any unlawful, fraudulent, or unauthorized purpose.
• Misrepresentation: Provide false, misleading, or incomplete information during registration, in communications, or in connection with any Service.
• Account Sharing: Share, sell, rent, or otherwise transfer your Account credentials or access to any third party without prior written consent from the Company.
• Automated Systems: Use automated systems, bots, algorithms, or scripts to interact with the Digital Platform, except where explicitly permitted.
• Exploitation of Qualifications and Assessments: Manipulate or exploit trader qualification and assessment programs, including but not limited to unauthorized copying, reverse-engineering, or using third parties to perform tasks on your behalf.
• Disruption: Interfere with, disable, or circumvent any security or access control systems of the Digital Platform, or attempt to overload or disrupt the Site or Services.
• Intellectual Property Violations: Copy, modify, distribute, reverse-engineer, or otherwise misuse the Company’s educational content, software tools, dashboards, or community resources.
• Harassment: Harass, threaten, or abuse any employee of the Company, partner, or other User of the Digital Platform.
• Commercial Misuse: Use the Services or content for commercial purposes not expressly authorized by the Company.
5.3 Monitoring and Enforcement
• The Company reserves the right to monitor activity on the Digital Platform for compliance with these Terms.
• The Company may suspend, restrict, or terminate any User’s access to the Digital Platform if it reasonably suspects a violation of this Agreement, without prior notice.
• Violations may also result in civil or criminal liability under applicable law.
5.4 User Responsibility
You acknowledge and agree that you are solely responsible for your actions on the Digital Platform. You agree to indemnify and hold harmless the Company against any claims, damages, losses, or liabilities arising from your conduct.
6. Intellectual Property Rights
6.1 Ownership of Content
All content, features, and functionality available through the Digital Platform — including but not limited to text, graphics, logos, icons, images, videos, audio, educational materials, dashboards, software applications, qualification and assessment systems, consulting materials, and community resources (collectively, the “Content”) — are the exclusive property of Uniq Lab – FZCO or its licensors and are protected under applicable copyright, trademark, patent, trade secret, and other intellectual property laws.
6.2 Trademarks
The name Uniq Lab, the associated logos, product names, service marks, and any other trademarks appearing on the Digital Platform are proprietary to the Company or its affiliates. You are not permitted to use these marks without prior written consent from the Company.
6.3 Limited User License
Subject to compliance with this Agreement, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Digital Platform and its Content solely for your personal, non-commercial educational and training purposes.
6.4 Restrictions on Use
You agree not to:
• Copy, reproduce, modify, distribute, publish, display, perform, transmit, or create derivative works from any Content without the Company’s prior written consent.
• Sell, sublicense, rent, or otherwise exploit the Content for commercial purposes.
• Reverse-engineer, decompile, disassemble, or attempt to derive the source code of any software provided through the Digital Platform.
• Remove, obscure, or alter any copyright, trademark, or other proprietary notices on the Content.
6.5 Third-Party Content
The Digital Platform may contain content, tools, or resources owned by third parties and licensed to the Company. All such third-party materials remain the property of their respective owners, and your use of them is subject to the terms set by those licensors.
6.6 Reservation of Rights
Except for the limited license expressly granted herein, all rights, title, and interest in and to the Digital Platform and Content are reserved by the Company. No rights are granted to you by implication, estoppel, or otherwise.
7. Termination & Suspension of Services
7.1 Company’s Right to Terminate or Suspend
The Company reserves the right, at its sole discretion and without prior notice, to suspend, restrict, or terminate your access to the Digital Platform and Services, in whole or in part, for any reason, including but not limited to:
• violation of this Agreement or any incorporated policies;
• failure to pay applicable Fees when due;
• fraudulent, abusive, or unlawful activity;
• misuse of the Digital Platform or Content;
• conduct deemed harmful to the Company, its reputation, or other Users.
7.2 User’s Right to Terminate
You may terminate your Account and discontinue use of the Digital Platform at any time by providing written notice to the Company, subject to all outstanding obligations under this Agreement.
7.3 Effect of Termination
Upon termination or suspension of your Account:
• All rights granted to you under this Agreement will immediately cease.
• You must promptly stop using the Digital Platform and delete or destroy any downloaded or printed Content in your possession.
• You remain responsible for any amounts owed to the Company prior to the effective date of termination.
• Any provisions of this Agreement which, by their nature, should survive termination (including but not limited to intellectual property rights, disclaimers, limitations of liability, and indemnification) shall continue in full force and effect.
7.4 No Liability for Termination
To the maximum extent permitted by law, the Company shall not be liable to you or any third party for suspension or termination of your Account or access to the Digital Platform, regardless of the reason for such action.
Disclaimers & Risk Disclosure
8.1 Educational and Informational Purposes Only
The Digital Platform and all Services provided by the Company are offered strictly for educational, informational, training, consulting, qualification and assessment purposes. Nothing on the Site, Digital Platform, or within the Services shall be construed as:
• financial or investment advice;
• a recommendation to buy, sell, or hold any financial instrument;
• an offer or solicitation to provide brokerage services, asset management, or investment services.
8.2 No Advisory Relationship
• The Company is not licensed by the Securities and Commodities Authority (SCA) of the UAE, the Dubai Financial Services Authority (DFSA), or any other financial regulator worldwide.
• The Company does not provide investment advisory services, portfolio management, or brokerage.
• Any decision to trade financial instruments remains solely your responsibility.
8.3 Risk of Trading
• Trading in financial markets (including forex, commodities, equities, derivatives, and digital assets) carries a high level of risk and may result in the loss of some or all of your capital.
• Past performance of trading strategies, Users, or qualification and assessment programs are not indicative of future results.
• Simulated or hypothetical performance results have inherent limitations and may not reflect actual trading outcomes in live markets.
8.4 No Guarantees
• Participation in educational programs, trader qualifications and assessments, or community activities do not guarantee funding, employment, profitability, or trading success.
• The Company makes no warranties or representations, express or implied, regarding the accuracy, reliability, completeness, or timeliness of the Content or Services.
8.5 User Responsibility
• You are solely responsible for your trading decisions, investment outcomes, and risk management practices.
• You acknowledge and agree that the Company shall not be liable for any losses, damages, or claims arising out of your reliance on the Digital Platform, Content, or Services.
8.6 Limitation of Remedies
To the maximum extent permitted by law:
• Your sole and exclusive remedy for dissatisfaction with the Digital Platform or Services is to discontinue use.
• The Company’s liability, if any, shall be limited to the Fees you paid to the Company in the six (6) months preceding the claim.
9. Limitation of Liability & Indemnification
9.1 Limitation of Liability
To the fullest extent permitted by applicable law, the Company and its affiliates, officers, directors, employees, contractors, agents, licensors, and partners shall not be liable for any:
• indirect, incidental, special, punitive, or consequential damages;
• loss of profits, revenues, data, goodwill, or business opportunities;
• damages resulting from (a) your use of, or inability to use, the Digital Platform or Services; (b) unauthorized access to or alteration of your data; (c) statements or conduct of any third party on the Digital Platform; or (d) any other matter relating to the Services.
The Company’s total liability for any claim arising out of or relating to this Agreement shall not exceed the total Fees paid by you to the Company in the six (6) months immediately preceding the claim.
9.2 Disclaimer of Warranties
• The Digital Platform and Services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
• The Company expressly disclaims all warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, reliability, and availability.
• The Company does not warrant that the Digital Platform will be uninterrupted, secure, error-free, or free from viruses or harmful components.\
9.3 Indemnification by User
You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, contractors, agents, licensors, and partners from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
• your use of the Digital Platform or Services;
• your violation of this Agreement or applicable law;
• your infringement of any intellectual property, proprietary, or privacy rights of the Company or third parties;
• any dispute between you and another User, third-party service provider, or partner accessed via the Digital Platform.
9.4 Survival
This Section shall survive any termination or expiration of this Agreement and shall remain in full force and effect.
10. Governing Law & Dispute Resolution
10.1 Governing Law
This Agreement, and any dispute, controversy, or claim arising out of or in connection with it (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the United Arab Emirates.
10.2 Binding Arbitration
• To the fullest extent permitted by law, any dispute, controversy, or claim arising out of or relating to this Agreement, the Digital Platform, or the Services shall be finally resolved by binding arbitration under the rules of the Dubai International Arbitration Centre (DIAC), which rules are deemed to be incorporated by reference into this clause.
• The seat of arbitration shall be Dubai, United Arab Emirates.
• The language of the arbitration shall be English.
• The arbitration tribunal shall consist of one arbitrator appointed in accordance with the DIAC rules.
10.3 Individual Capacity Only
You agree that disputes will be resolved solely on an individual basis, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations are not permitted.
10.4 Alternative Venue
If, for any reason, binding arbitration is not enforceable under applicable law, the parties agree that the exclusive jurisdiction and venue shall lie with the courts of Dubai, United Arab Emirates.
10.5 Injunctive Relief
Notwithstanding the foregoing, the Company retains the right to seek injunctive or equitable relief in any court of competent jurisdiction to prevent or remedy misuse of its intellectual property or Confidential Information.
11. Data Collection and Privacy (UAE PDPL–compliant)
11.1 Legal Basis
The Company processes personal data in compliance with Federal Decree-Law No. 45 of 2021 Regarding the Protection of Personal Data (UAE PDPL). Processing is based on one or more of the following legal grounds:
• your consent, given when registering, purchasing, or using the Services;
• performance of a contract to which you are a party (e.g., providing access to the Digital Platform);
• compliance with legal obligations under applicable UAE law;
• the Company’s legitimate interests in operating and improving the Digital Platform, provided such interests do not override your rights.
11.2 Information We Collect
The Company may collect the following categories of information:
• Personal Information: name, email address, phone number, billing details, and other identifiers you provide.
• Usage Data: IP address, device and browser details, pages viewed, actions taken.
• Communications: emails, chats, and inquiries exchanged with the Company.
• Assessment Data: trading performance, simulation results, and related activities within the Digital Platform.
11.3 How We Use Your Information
Collected information is used to:
• deliver and operate the Digital Platform;
• process payments and provide customer support;
• communicate with you regarding updates, Services, and promotions (where permitted);
• personalize and improve your user experience;
• monitor performance and evaluate user activities for training and development;
• comply with applicable laws and regulatory obligations.
11.4 Sharing of Information
The Company may share your data in limited circumstances:
• with service providers (hosting, IT, analytics, payment processors) strictly for operational purposes;
• with partner firms (e.g., proprietary trading or educational partners) where required to deliver Services and subject to your consent;
• with regulatory or legal authorities if disclosure is required by law;
• in connection with business transfers such as mergers, acquisitions, or restructuring.
11.5 International Transfers
If personal data is transferred outside the UAE, the Company will ensure that such transfers comply with PDPL requirements by:
• transferring only to jurisdictions deemed to provide an adequate level of protection; or
• using contractual clauses or other safeguards approved by the UAE Data Office.
11.6 Data Retention and Security
• Personal data will be retained only for as long as necessary to fulfill the purposes set out in this Agreement or as required by applicable law, generally no longer than five (5) years after the end of the contractual relationship, unless a longer retention is legally required.
• The Company implements reasonable technical and organizational measures to safeguard information against unauthorized access, loss, or misuse. However, no system is completely secure, and the Company cannot guarantee absolute protection.
11.7 User Rights
In accordance with UAE PDPL, you have the right to:
• request access to your personal data;
• request correction or deletion of your data;
• request restriction or objection to processing;
• withdraw consent at any time (without affecting prior lawful processing);
• request portability of your data to another service provider.
Requests can be submitted to: info@uniqunits.com. The Company will respond within the timelines required under UAE PDPL.
11.8 Cookies and Tracking Technologies
The Digital Platform may use cookies, web beacons, and similar technologies to collect information about usage. Users may disable cookies in their browser settings; however, some functions may not work properly if cookies are disabled.
Your feedback is important to us. To send us your question, suggestions, or complaints, pleas contact us as follows:
Email: info@uniqunits.com